Category Archives: Financial

Tips Working, Running Concept Mini Market

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Tips for Working and Running Concept Minimarket:

Initial site feasibility survey

Market analysis, traffic, population density and complete ownership status of the letter place.

Creating spending plan of goods analysis

Merchandise stores, equipment stores, business legality / licensing, transportation costs to send items and accommodation work teams, promotion & marketing, consulting services and maintenance cost / operational maintenance and turnover of a minimum target store.

Readiness of the initial capital is certain, whether total or in cooperation with Investors Bank / Leasing.

Analysis assuming an initial capital of the capital plan again how long time

Actually run this business with the serious

Cooperated well, and make an objective evaluation of the operational performance of the store weekly / monthly and annually, such as planning shopping goods, financial payments either over stock store stores and suppliers.

Investor

Investors are truly committed to the employment contract of cooperation with Consulting Services, and vice versa and always work well in a win-win solution as a good starting point for the purpose of the contract has been agreed.

The existence of the discipline system of payment to suppliers, and save money store sales every day into a bank account that is used regularly and well.

It is better to Owner / Investor if you want to get the margin / profit directly from sales at stores that accept end of each month by not taking a daily / weekly for personal purposes.

Make a good working plan / forecast week / month for the next operational plan in collaboration with a good shop, with Team Consultants & positive thinking objectively.

The success of a business venture can be achieved with a minimarket in strong discipline, cleanliness and tidiness store, control surveillance, planning application and payment of expenditure is accurate, commitment to cooperation in the agreed contract, creative, initiative and speed of service to the operational and Owner, and the team management that helps manage the good cooperation.

Managing Money Tips

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Savings habits are not easy. Many complain it is difficult to save money, even in small quantities. Generally the community was not accustomed to the discipline to set aside the money for savings immediately after getting an income.

This likely occurred because of several factors, namely the income is really minimal and just enough for everyday life and society generally does not clearly define their financial goals.

From the results of City Financial Quotient Survey (Financial Intelligence Survey) conducted every year, seen also that the shift in the habit of saving people Indonesia is not too much change. Approximately 47% of Indonesia has started to save, while only 29% are loyal to the budget made.

So how can we easily get used to saving. Here’s an easy way to save:

  • Record your habits in a month

You do not need to be saving a fortune. Actually it’s very easy to save, as long as you are spending less than income. Before you decide where to save on expenses, you must know how your habits in spending money every month.

  • Set aside the money for your personal

The key to successful saving is to set aside money in the beginning, before the payment of other things like paying electricity, water and payment. Determine the long-term goals and regular saving for your money in investments.

  • Pay Your Debt

Immediately pay off debt is one of the best ways to accelerate your savings. This is because interest rates are higher than savings interest.

  • Familiarize Life Saver

There are many ways to save money without having to suffer. Bring food and drinking water from home, use public transport, smoking cessation, vacationing at the time that is not dense (low season), take advantage of discounts in order to obtain the goods you need with less expensive, and much more.

Tips Avoiding Investment Deception

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Investment fraud case. Suffered losses, almost 1, 5 billion. Some people also overwrite the same fraud case. And a case like this not happens this time but often happens, even many who came upon the high officials.

How can these cases do not recur? Trader of the Harvest International Futures Tony Mariano appealed to people to choose a smart investment product, one with a recognized risk. If you already know the risks, people will tend to be careful.

Especially for gold, he pointed out there are several types of businesses with a variety of risks. Investing in gold bullion gold will differ from the risks of derivatives aka gold futures. Indeed, gold futures gain is relatively larger than the gold bullion, so the risk is even greater.

In addition, according to Tony, the community also must be good at reading the global situation. Do not rush before knowing the condition of the global market. So people can play down the risks

Prospective investors should also understand where the money would be invested, so they can avoid being deceived. He said many victims of fraud who does not know where the money is placed.