Category Archives: Investment

Managing Money Tips

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Savings habits are not easy. Many complain it is difficult to save money, even in small quantities. Generally the community was not accustomed to the discipline to set aside the money for savings immediately after getting an income.

This likely occurred because of several factors, namely the income is really minimal and just enough for everyday life and society generally does not clearly define their financial goals.

From the results of City Financial Quotient Survey (Financial Intelligence Survey) conducted every year, seen also that the shift in the habit of saving people Indonesia is not too much change. Approximately 47% of Indonesia has started to save, while only 29% are loyal to the budget made.

So how can we easily get used to saving. Here’s an easy way to save:

  • Record your habits in a month

You do not need to be saving a fortune. Actually it’s very easy to save, as long as you are spending less than income. Before you decide where to save on expenses, you must know how your habits in spending money every month.

  • Set aside the money for your personal

The key to successful saving is to set aside money in the beginning, before the payment of other things like paying electricity, water and payment. Determine the long-term goals and regular saving for your money in investments.

  • Pay Your Debt

Immediately pay off debt is one of the best ways to accelerate your savings. This is because interest rates are higher than savings interest.

  • Familiarize Life Saver

There are many ways to save money without having to suffer. Bring food and drinking water from home, use public transport, smoking cessation, vacationing at the time that is not dense (low season), take advantage of discounts in order to obtain the goods you need with less expensive, and much more.

Tips Avoiding Investment Deception

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Investment fraud case. Suffered losses, almost 1, 5 billion. Some people also overwrite the same fraud case. And a case like this not happens this time but often happens, even many who came upon the high officials.

How can these cases do not recur? Trader of the Harvest International Futures Tony Mariano appealed to people to choose a smart investment product, one with a recognized risk. If you already know the risks, people will tend to be careful.

Especially for gold, he pointed out there are several types of businesses with a variety of risks. Investing in gold bullion gold will differ from the risks of derivatives aka gold futures. Indeed, gold futures gain is relatively larger than the gold bullion, so the risk is even greater.

In addition, according to Tony, the community also must be good at reading the global situation. Do not rush before knowing the condition of the global market. So people can play down the risks

Prospective investors should also understand where the money would be invested, so they can avoid being deceived. He said many victims of fraud who does not know where the money is placed.

Gold Investment Tips

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Gold prices continue to soar, making a lot of people interested in investing in gold, especially precious metals since expects to reap a profit is not small.

Gold traders, say for a beginner is better to invest on the LM than jewelry, because prices tend to be more stable LM and no large pieces when it will be sold again.

Gold investments, it’s easy. If the price of gold fell, immediately buy, and then when the gold price rises, immediately sell. But do not for a moment, at least six months.

Then, if the owner of gold in a time of sudden need of money, suggested for pawned. Especially if he’s still happy with his gold and still want to have a mess, though mortgage rates are always far from the market price.

For people who are interested in investing, Syriac word, better at least 100 grams with an excuse if it’s below the selling price will follow a 100 gram price means cheaper.

It happens, word, since the price of each bar of gold is different, but the purchase price is the average return using the standard size of 100 grams of the purchase price. “Hence, I suggest that is 100 grams