Savings habits are not easy. Many complain it is difficult to save money, even in small quantities. Generally the community was not accustomed to the discipline to set aside the money for savings immediately after getting an income.

This likely occurred because of several factors, namely the income is really minimal and just enough for everyday life and society generally does not clearly define their financial goals.

From the results of City Financial Quotient Survey (Financial Intelligence Survey) conducted every year, seen also that the shift in the habit of saving people Indonesia is not too much change. Approximately 47% of Indonesia has started to save, while only 29% are loyal to the budget made.

So how can we easily get used to saving. Here’s an easy way to save:

• Record your habits in a month

You do not need to be saving a fortune. Actually it’s very easy to save, as long as you are spending less than income. Before you decide where to save on expenses, you must know how your habits in spending money every month.

• Set aside the money for your personal

The key to successful saving is to set aside money in the beginning, before the payment of other things like paying electricity, water and payment. Determine the long-term goals and regular saving for your money in investments.

• Pay Your Debt

Immediately pay off debt is one of the best ways to accelerate your savings. This is because interest rates are higher than savings interest.

• Familiarize Life Saver

There are many ways to save money without having to suffer. Bring food and drinking water from home, use public transport, smoking cessation, vacationing at the time that is not dense (low season), take advantage of discounts in order to obtain the goods you need with less expensive, and much more.