1. Financial Protection is a financial condition where we have enough money to meet the minimum monthly expenses for 2 months to 24 months without working.

2. Financial Security is a financial condition where we have quite a lot of investment is relatively safe, and the result can meet the above minimum requirements without having to work again, unless we choose to work.

3. Financial Vitality is a financial condition where we achieved quite a lot of investment is relatively safe, and the result is not only at a level sufficient for Financial Security (above the minimum) but also can meet secondary needs without having to work, unless we choose to work.

4. Financial Independence is a financial condition where we achieved quite a lot of investment is relatively safe, and the results are sufficient for us to live exactly with our current lifestyle. In other words we are free not to work.

5. Financial Freedom is a financial condition where we achieved quite a lot of investment is relatively safe, and the results are sufficient for us to live the lifestyle that we want (better than the lifestyle now).

Until the stage where you

Another important factor in achieving financial freedom for you is largely determined by your lifestyle today, tomorrow and the future. Some people prefer the simple life, and will always want to live like that, then this type will achieve financial freedom faster rate than in those who have the luxury of living pattern. In the end, financial freedom is about control of expenditure against us. Financial freedom is a choice rather than chance.